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Injury

When a person has been injured in an accident, especially when it was the fault of someone else, they have the right to make a claim for compensation. An accident claim is directed against the negligent third party however in reality it is usually an insurance company that deals with the matter and eventually pays for any settlement that is agreed between them and the victim or their lawyers or is awarded by a court.

There are occasions when the negligent third party (the defendant in an accident claim) does not have any insurance, however that person will never the less still be responsible on a personal basis for payment of any damages and costs that may be awarded. In the case of a motor vehicle accident if the third party is not insured than a claim for a settlement can be made to the Motor Insurers Bureau which pays compensation to the victims of untraced (hit & run) drivers or uninsured drivers.

One matter that should always be born in mind when settling an accident claim is that the third party insurers have a responsibility to their shareholders to maximise profits for the company. This means that if you are not represented by your own lawyer you are likely to be offered bottom of the range settlements indeed perhaps no settlement at all if they think that they can get away with. If you are represented by a solicitor then the insurers must pay reasonable and fair damages and in addition it is incumbent on them to also pay any legal costs that you may have incurred for professional representation to get a reasonable settlement. This means that compensation can be paid in full with no deductions by your lawyers who get paid for their time by the third party insurers as a separate unconnected item.

If you have been injured and you intend to pursue damages in an accident claim, one of the most important aspects to ensure that you win your case is evidence preservation. This involves a number of different actions the most important of which is for the potential claimant to make a detailed written statement of the circumstances of the accident immediately after it happens and thereafter to keep a diary of subsequent events. Witness details should be recorded or obtained and your lawyer should take signed statements as soon as possible after the event. Photographs of the location and of the damaged property and injuries should be obtained and the healing process should be documented photographically.

Our no win no fee compensation claim agreement pays compensation in full with no deductions and we will never ask you to fund or finance your claim as it proceeds. If we lose, you pay nothing and if we win you pay nothing. Win or lose there is no charge and there is therefore no risk whatsoever to the client.