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Injury

If you’ve been involved in a collision on the road and you know that you are not the one at fault or were only partially to blame you can make a claim for a car accident settlement that will pay compensation for the pain and suffering of any personal injury and will also cover all losses and expenses incurred directly as a result of the third party drivers negligence.

Provided that any personal injury is of a relatively minor nature the first thing that should be considered with regards to a car accident settlement is to have repairs done to your vehicle as soon as possible. If you have comprehensive car insurance cover then your insurers will handle the matter and the amount that you will have to recover from the third party will be limited to your insurance excess however your insurers may also instruct your solicitor to claim for the cost of any repairs that they carried out under the indemnity of your fully comprehensive policy.

A car accident settlement not only covers a personal injury claim but also involves recovery of all expenses and losses incurred both up to the date of settlement and also anticipated in the future and to this end you must make sure that you keep the receipts for any kind of payment that you may make. If you have only third party insurance then you will have to make a claim against the other driver for all expenses involving the repair or replacement of your vehicle.

Your lawyer will be able give advice on all aspects of making a claim from the repair of your vehicle to getting a hire car while the repairs are being carried out and on whether or not your vehicle’s value will decrease because of the accident. A repaired vehicle suffers a value diminution when compared to a car in original condition. Your lawyer will hire the services of an engineer in order to gather evidence of whether or not this type of claim can be sustained. If, for whatever reason, you have not been able to get a courtesy car while your car is being repaired then your lawyer will also help you in claiming the cost of a similar hire car.

Getting the services and advice of a solicitor is definitely required if you want to ensure that you get a fair deal for compensation for personal injury. Remember that an insurance companies responsibilities lie with the shareholders who expect maximum profits. Without representation you may be offered and tempted to accept a substantially lower offer than you might receive if represented by a specialist lawyer.

Before settlement of your claim you will have to be examined by a medical consultant who will then make an appropriate report that will indicate the nature and the extent of your injuries. This report will also contain his prognosis for your recovery. Upon receiving this report, your lawyer will then have a better foundation for making an accurate assessment of the value of your claim. He will do this by comparing the report to other reports that have resulted in compensation being paid and then give you advice on the value of your claim.