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Injury

Our specialist personal injury solicitors have substantial experience in handling applications to the Motor Insurers Bureau (MIB) for claims against uninsured or unidentified drivers. Our lawyers operate the no win no fee scheme and you are not required to finance your claim as it proceeds. Just complete the contact form or use the helpline and one of our solicitors will speak to you on the telephone and offer free advice on how to preserve your legal right to compensation.

SOLICITORS HELPLINE 0845 890 4092

Insurance Fund

The Motor Insurers Bureau is a government established body with the remit of administering funds to compensate victims involved in accidents with negligent uninsured drivers or untraced hit-and-run drivers. These funds are provided by a levy on British motor insurance firms and thus represents a pool of money paid for by all vehicle users – a proportion of each individual’s motor insurance premium is effectively paid into MIB funds.

SOLICITORS HELPLINE 0845 890 4092

Untraced Drivers

When a claim is made that involves an uninsured driver it is handled in almost exactly the same way as an insured driver claim except that negotiation takes place with the MIB instead of with an ordinary motor insurance company. Motor Insurers Bureau regulations require a nominal excess to be deducted from the overall compensation award paid by the MIB. Claims involving an uninsured driver will usually take longer to process than those involving an insured driver because it is necessary to issue court proceedings and obtain judgement. The MIB will settle the judgement after seven days provided that they have been given correct procedural notice.

SOLICITORS HELPLINE 0845 890 4092

Untraced Drivers

In circumstances in which a hit-and-run accident occurs and the driver remains untraced or unidentified, a claim can be made to the MIB. There is one major difference when claiming from the MIB if the driver is unidentified or untraced; the MIB is only liable to pay nominal legal fees, plus disbursements. This is usually less than typical legal costs incurred by a solicitor in settling an MIB claim and any excess legal charges will be deducted from the damages awarded.

SOLICITORS HELPLINE 0845 890 4092

Specialist Personal Injury Solicitors

If you have been injured in an accident within the last three years, do yourself justice and phone the helpline or complete the contact form to speak to a specialist personal injury solicitor on the telephone. Our lawyers are all members of the Solicitors Regulation Authority panel of personal injury experts. If after talking to that solicitor you decide to proceed no further, there is no obligation and you will not be charged for any advice.